個人理財，範圍包括個人在一生中的現金流量管理與風險管理。簡而言之，個人理財在教導學生如何賺錢(增加收入)、如何用錢(善用支出)、如何存錢(增加個人資產)、如何借錢(個人財務負債管理)、如何節稅(該怎麼省錢)及如何護錢(如何投資、保險與信託)。
Personal finance, range includes cash flow management and risk management in personal lifetime. In short, personal finance is to teach students how to make money (increase revenue), how to use the money (useful of expense), how to save money (increase in personal assets), how to borrow money (personal financial liability management), how to tax savings (effect to save money) and how to protect money (how to investment, insurance and trust).